Embracing Change Through Healthcare Reform

Last November the majority of American people voted for change by electing president Barrack Obama into the Oval Office sending a message the country needed a change. Six months into his presidency his approval ratings have plummeted. Are we ready for change? Or did we flirt with the concept of change? Change is defined as making different to alter or pass from one state to another.

There are seven phases to the process of change, the first being shock and surprise and the second is denial and refusal. The following steps are rational understanding, emotional acceptance, willingness to learn, realization and integration of change into our lives. Currently our country is stuck in the first two steps regarding health care reform. Part of the issue is that the Obama administration hasn’t done its job with informing folks the nuts and bolts of the proposed plan.

It is becoming clear that some people are using this platform to express their discontent that Barack Obama was elected president. This behavior was on display last week during town hall meetings by individuals booing, heckling and interrupting the meetings and turning them hostile. The opponents of the health care plan are no longer engaging in civil debate but appeared to have turned it into their personal vendetta.

Could these folks, mainly conservatives, be spreading untruths regarding the reform and using them to cause discourse in lieu of the upcoming elections this November? In typical fashion, it seems that the conservatives are using ignorance and scare tactics to cloud the issue. I am amazed that the average “Joe” would participate in such games.

On the other hand, some would argue that if President Obama’s European-style health care is implemented into our society, it will distort our current system. We will be subjected to health care rationing courtesy of the taxpayer. Moreover, the Democratic Congress would seek to extend health care coverage to millions of U.S. residents who historically have chosen to live without health insurance. Without a doubt this Obama style health care will include millions of illegal aliens. As a result, the demand for medical services such as hospitals, nursing homes and emergency rooms would rise.

Doctors will be overwhelmed with cost control under the new insurance polices that may bring about increased prices. This will essentially take away the dedicated doctors’ and nurses’ fundamental rights. Others argue that the elderly, who have faithfully paid into Medicare, but under Obama care would need approval of insurance bureaucrat to get a medical procedure

Unfortunately, our health care system needs to change and the 46 million American without health care coverage need to change as well. The American people deserve to be told what the health care reform contains without being subjected to misleading information. Folks also deserve to have a discussion where the atmosphere is educational and informative. Change can be a positive step forward if and when the message of change is sent clearly and factually.





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What About Gold

In a faltering economy such as ours, where many people (including myself) have lost jobs, it is difficult to maintain an optimistic outlook. Hell...it's even tough to be rational sometimes. But to plan for the future, you have to take control of your sensible side to be able to logically assess potential opportunities in front of you. The opportunity I see right now is the ability to buy gold at a relatively inexpensive price. So to plan for my future, I'm taking my money (or what's left of it) to buy gold... Ever since I was a little kid, I've always had either a gold bracelet or necklace around my body. I've always viewed gold as nothing more than just jewelry. But as I get older and little more in-tune with the world, I realize that having more gold as an investment is not such a bad idea...especially when the fed continues to print more funny money and driving the value of the dollar down to the crapper.

It's a tale of two assets caught in a web of unassailable statistics. And, in my humble opinion, it all adds up to the biggest wealth-building opportunity of our lifetime. Let's take the first of these assets - the one that's headed for a severe correction. This asset is the U.S. dollar.

ne of the most basic rules in economics is that of supply and demand. Greater supply and lower demand leads to falling prices, while lower supply and higher demand leads to rising prices. In the past year, demand for dollars has risen as investors sold their stocks and other assets for the supposed security of cash. However, over the past year, the Federal Reserve has worked hard on our behalf to prevent the dollar's rise. The monetary base, one of the basic measures of the supply of dollars, has gone from $832 billion a year ago to over $1.6 trillion today. What's more, the Fed is committed to increasing the money supply in order to get banks to resume lending and bring our economy out of recession.

So what happens as the economy recovers? Demand for dollars will fall, as people start buying other assets again. The supply of dollars, however, will remain high, so the dollar's value will correct sharply. You won't want to be left holding too many dollars when that happens. Now let's consider gold. Worldwide gold production peaked in 2001. Older mines are becoming exhausted, while few new mines of any size are opening. Consequently, supplies have been increasing at a slower rate. Meanwhile, demand for gold has been rising by about 7% a year – driven especially by investors who want a safer place to keep their savings than dollars (or euros or any one of a number of other currencies, for that matter). It’s no wonder that over the past decade gold prices have climbed 325% while the S&P has fallen 37%! In fact, it's not just private investors who are buying more gold. Nations such as China have started turning to gold as a safer reserve asset than U.S. dollars. Over the next few years, I expect the demand for gold will continue rising simply because the world has lost some faith in other types of assets such as real estate, stocks, and cash. And that means gold prices are almost guaranteed to accelerate. All this adds up to a fantastic opportunity for us to grow wealthier by applying this one simple idea: trade dollars for gold.

Of course, if you really want to make a fortune, you'll buy not just physical gold (which can be a pain in the butt to store and trade anyway) but also shares in gold mining companies that are increasing their reserves and producing gold for a low cost. Every increase in the price of gold will add considerably to the intrinsic value of these companies. Wait for the pull-back this summer before buying.

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What about the dollar

It's a tale of two assets caught in a web of unassailable statistics. And it all adds up to the biggest wealth-building opportunity of our lifetime. Let's take the first of these assets - the one that's headed for a severe correction. This asset is the U.S. dollar. One of the most basic rules in economics is that of supply and demand. Greater supply and lower demand leads to falling prices, while lower supply and higher demand leads to rising prices. In the past year, demand for dollars has risen as investors sold their stocks and other assets for the supposed security of cash. However, over the past year, the Federal Reserve has worked hard on our behalf to prevent the dollar's rise. The monetary base, one of the basic measures of the supply of dollars, has gone from $832 billion a year ago to over $1.6 trillion today. What's more, the Fed is committed to increasing the money supply in order to get banks to resume lending and bring our economy out of recession. So what happens as the economy recovers? Demand for dollars will fall, as people start buying other assets again. The supply of dollars, however, will remain high, so the dollar's value will correct sharply. You won't want to be left holding too many dollars when that happens. Now let's consider gold. Worldwide gold production peaked in 2001. Older mines are becoming exhausted, while few new mines of any size are opening. Consequently, supplies have been increasing at a slower rate. Meanwhile, demand for gold has been rising by about 7% a year – driven especially by investors who want a safer place to keep their savings than dollars (or euros or any one of a number of other currencies, for that matter). It’s no wonder that over the past decade gold prices have climbed 325% while the S&P has fallen 37%!
In fact, it's not just private investors who are buying more gold. Nations such as China have started turning to gold as a safer reserve asset than U.S. dollars. Over the next few years, I expect the demand for gold will continue rising simply because the world has lost some faith in other types of assets such as real estate, stocks, and cash. And that means gold prices are almost guaranteed to accelerate.

All this adds up to a fantastic opportunity for usto grow wealthier by applying this one simple idea: trade dollars for gold. Of course, if you really want to make a fortune, you'll buy not just physical gold (which can be a pain in the ass to store and trade anyway) but also shares in gold mining companies that are increasing their reserves and producing gold for a low cost. Every increase in the price of gold will add considerably to the intrinsic value of these companies. Wait for the pull-back this summer before buying.

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